Medicare Open Enrollment Period

There are many seniors today who may not be aware that they can qualify for a Medicare Supplement Plan during the upcoming Open Enrollment period. Most seniors 65 and older have probably enrolled in a traditional Medicare Part A or Medicare Part B policy. What they may not realize is that they are also eligible for a Medigap policy.

Although there are many advantages to having Social Security and traditional Medicare you may also have an advantage if you purchase a Medigap policy. These plans are known for being highly reliable and affordable. Plus once you’re enrolled in a Medigap policy you can renew them each year after your initial enrollment. This is why year after year thousands of seniors compare the best-rated Medicare plans in their cities and states.

The Medicare Open Enrollment period runs from October 15th through December 7th. However, you’re also allowed to compare rates at any time during the year. There are many websites out there that allow you the opportunity to do this. You just have to know where to look.

Once you’ve picked which Medicare plan is right for you, you’ll want to speak to a licensed Medicare specialist. The reason is they can answer other Medicare questions you may have about cost, pre existing conditions and HMOs or PPOs. Many of the most popular health insurance providers like Blue Cross Blue Shield, Cigna and Humana offer toll free support hotlines. The best times to call are between 10 and 12 pm and 1 pm and 4 pm. This is when they are the least busy.

The other thing to remember is that when comparing Medicare rates it’s always best to see what’s available in your home state. Also, please remember that Medicare Supplement rates as well as Medicare Advantage plan prices can vary by state and individual. These plans help fill the gaps leftover from traditional Medicare and include coverage for things like hospital stays, hospice care and Emergency Room visits.

As a senior you already understand how difficult it can be to make ends meet each month. This is why it’s so important to explore your options when it comes to Medicare this Open Enrollment season.  Don’t hesitate to call, licensed health insurance specialists are standing by to talk to you today! Now is the best time to compare Medicare plans no matter where you live or what coverage you currently have.